
SMSF Property Investing Guide
- The advantages and disadvantages of SMSF Property
- Important rules about SMSF Property Investing
- Helpful information on financing your SMSF Property

The purchase happens once, but property management happens every week you own the asset. Ben Plohl and Kayla Brown, who has over 12 years in property management and leads BFP's team in Albury-Wodonga, cover tenant screening, rent reviews, maintenance, arrears and portfolio size. They also share the red flags of a poor property manager and the questions to ask before you appoint one.
In this episode
Why property management can quietly make or break a 10-year investment
What a property manager's week actually involves
How to screen tenants beyond a clean rental ledger
Balancing rent increases against the cost of vacancy
When a property manager should fix something versus call the owner
Why preventative maintenance saves thousands
How many properties one manager can handle well
Big franchise agencies versus boutique, investment-focused managers
The questions to ask, and the answers that should set off alarm bells
Key insights
Vacancy is the real cost. A $30 a week increase adds about $1,500 a year. If it pushes a great tenant out and the property sits empty for 3 to 4 weeks, plus letting fees, that gain is gone.
Emergencies don't wait. A burst pipe on a Friday night gets fixed regardless. Minor, non-urgent repairs can wait for owner approval the next business day.
Look 12 months ahead. Cleaning gutters or fixing a minor roof leak costs a few hundred dollars now. Left for 2 years, it can mean structural damage and an insurance claim running into thousands.
Portfolio size matters. Kayla puts the limit at 100 to 120 properties for a manager doing everything end to end. Past 150 without support, managers stop managing and start surviving.
Advisor, not postbox. An average manager forwards messages between tenant and owner. A good one brings solutions, knows tenancy law and tracks the market ahead of lease renewals.
Boutique vs franchise. Big franchises often treat property management as a feeder for sales, with larger portfolios and higher staff turnover. Boutique managers make it their core business.
Kayla's arrears process
Days 1 to 3: automated text messages and friendly email reminders
Days 4 to 7: a phone call to understand the tenant's situation and agree when payment will come
Day 14: a formal notice to vacate, with open communication throughout but no pausing of legal timelines on promises
How Kayla screens tenants
Communication and attention to detail at the open home: respectful, punctual, transparent
Unexplained gaps in employment or rental history
Cross-checking employer contacts, verifying business details for self-employed applicants, and checking the tenancy default database
Checking that what they say in person matches the application
Questions to ask before appointing a property manager
How will you keep my rent aligned with the market without causing unnecessary tenant turnover?
Do you use a preferred list of licensed trades?
If the property is vacant after settlement, what specific steps will you take to lease it?
How often do you inspect, and what does an inspection include?
What is your process when a tenant falls behind on rent?
How often will I hear from you, and through which channels?
What are your letting, lease renewal, marketing and admin fees, and do you markup contractor invoices?
Can I speak with current or past landlords, or read your reviews?
How many properties do you personally manage?
Red flags
Radio silence: you only hear from them when something is broken or late
Vague, delayed or photo-free inspection reports
Rent arrears you weren't told about
High staff turnover at the agency
"I manage 200-plus properties, but it's easy"
Promising $100 a week more rent with no comparables, which often leads to costly vacancy
Key quote
"Vacancy is the absolute enemy of return on investment." — Kayla Brown
Resources
Book a discovery call with Ben, Kayla or the BFP team: [https://bfpproperty.com/contact]
More from BFP: https://bfpproperty.com/

City-to-regional migration is at its highest level on record, and it often signals where property demand is heading before prices move. Ben Plohl breaks down where Australians are actually moving, two regions where migration and price data already agree, where the data can mislead you, and three checks to run on any region.

In commercial property, you're buying an income stream, not a building. Ben Plohl, founder of BFP Property Group, explains how commercial is valued, how leases, outgoings, vacancy and finance differ from residential, and why the business real property rules make commercial a strong fit for SMSFs. He closes with five traps to avoid and where he sees the sensible opportunities for private investors.

Before you pay a buyer’s agent $15,000 to $25,000, how do you know they’ll deliver? Two well-known Australian buyer’s agencies have recently gone into liquidation, leaving clients with lost fees and expiring pre-approvals. Ben Plohl, founder of BFP Property Group and a former chartered accountant and CFO, explains the warning signs behind these collapses and shares seven questions to ask before appointing a buyer’s agent.



The difference between building real wealth through property and simply owning it comes down to strategy, execution, and the right team in your corner.
Not sure where to start?
That's exactly what our first conversation is for. Book a free strategy call and we'll help you figure out where you are, where you want to be, and the smartest way to get there.